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Unified Field Banks will be mandated under charter to invest in sustainable local infrastructure projects. Organic local food production, renewable energy, affordable, green built housing, clean water resource development, non-polluting waste management, health supporting communications systems, new transportation and fuel technologies will all be driven forward at an accelerated rate by the power of the bank’s local sustainable investment focus. Commercial borrowers will match the Bank’s commitment by implementing sustainable practices that improve their environment, employee policies and culture while increasing business efficiency and profitability. Borrowers will receive training and technical assistance provided free by the bank as part of the lending relationship. Quadruple bottom line success will be an important part of keeping their loans in good standing in a similar way that they are required to make loan payments on time.
For UFB, transparency means an educated and empowered stakeholder. Depositors will know exactly what their bank is investing in, how much and what the periodic returns on investment to the bank are. Bank customers will be in control of when their own transactions clear. Through bank sponsored financial education curricula community members will come to understand how banks operate, how they grow and how they can be focused to create accelerated economic, environmental, social and cultural change for the better.
A portion of the bank’s investment income will return to the community through bank sponsored incentives, social profit support, and business planning and wellness programs. UFB incentives will encourage savings, increase prosperity and security of the local economy, and accelerate the creation of healthy community.
Through the power of association among UFB Community Partnership Banks and global media alliances enhancing mainstream awareness of the benefits of banking within the Unified Field, a critical mass in the number of participating communities is expected to be reached within the next five (5) years.
The Unified Field will grow rapidly because it expresses a new level of mutuality and transparency; and because it will be built on the unique strengths of each community in partnership with modern banking sincerely applied to a sustainable quadruple bottom line.
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