How a Unified Field Bank Works

In the UFB community partnership bank model the sustainable infrastructure is built, businesses thrive, people are empowered to create health and prosperity in their community.

Depositor Funds are invested in the local community through:

• Low interest loans to businesses willing to make an appropriate quadruple bottom line committment.
SEE QUADRUPLE BOTTOM LINE COMMITTMENT

• Direct equity investments in projects building long lasting local community sustainabiilty.
READ ABOUT SOME OF OUR CURRENT PROJECTS

Project funding by UFB is supplemented with local private investment, grants and government incentives.

Return on investment from local infrastructure projects is shared three ways:

• Social-profit community development
• Supplementing UFB's client services expenses including education and technical assistance programs
• UFB equity shareholders

Holistic investment and education includes a combination of low interest business loans with business development skills training and technical assistance, and healthy lifestyle education and support programs. UFB investments in PEOPLE will empower communities to create their own unique story of environmental, social, cultural and financial wellbeing and success.

SEE HOW A UNIFIED FIELD BANK COMPARES TO CONVENTIONAL BANKS

True prosperity requires that communities imagine and reinvent themselves as self-replenishing and self-sustaining financial ecologies.

Businesses benefiting from a comprehensive partnership with their local UFB will result in people having more money to save and invest in the bank, thereby increasing the amount of funds available for UFB loans and investments in sustainable projects. And with a portion of profit from those additional project investments also being directed back out as additional support for people and businesses – our communities will continue to grow stronger.